Lending & MCA Solutions

Automated MCA Software:For Modern Private Credit

Stop losing deals to slow underwriting.

Our MCA Software provides the automated infrastructure that takes a file from 'Submission' to 'Funded' with zero manual data entry.

$57M+ in originations enabledZero manual data entry6-month ROI guarantee

Time Kills Deals. Manual Entry Kills Margins.

If you run a lending shop, your biggest bottleneck isn't capital—it's friction. You are losing money every time:

45 Minutes of Manual Entry

A talented broker spends 45 minutes manually typing bank statement data into a CRM.

4-Hour Stip Delays

An underwriter waits 4 hours for a 'missing stip' that's buried in an email chain.

Lost Deals to Faster Competitors

A deal dies because your competitor issued a term sheet 20 minutes faster.

The Lending OS: An MCA Platform Built for High-Velocity Funders

We replace disjointed tools (Email, Excel, PDF Editors, Generic CRMs) with a single, unified ecosystem that thinks like a lender. Whether you use Salesforce, HubSpot, Zoho, or a custom build, we force your platform to work harder.

01

Zero-Entry Intake with our MCA Software

Stop paying staff to do data entry.

Dynamic Client Portals

Send a single secure link. The merchant inputs data, uploads statements, and e-signs disclosures in one flow.

AI Document Extraction

Our agents scan uploaded PDF bank statements instantly.

Instant Mapping

Our MCA software automatically extracts Deposits, Average Daily Balance (ADB), and Negative Days, populating your CRM fields before your rep even opens the file.

02

Automated Underwriting with our MCA Underwriting Software

Stop relying on 'eyeball checks.' Our MCA underwriting software builds systems that triangulate the truth across every document.

The 'Stip Trigger' Engine

Our MCA software doesn't just check off a list; it reacts to the data in real-time.

  • Dynamic Logic: If the Debt Service Coverage Ratio (DSCR) calculated from the bank statements drops below 1.15x, our Merchant Cash Advance software automatically triggers a request for a 'Current P&L' and updates the client portal instantly. No email tag required.
  • Anomaly Detection: If a 'Large Deposit' (exceeding 30% of ADB) is detected, the MCA software flags it and automatically generates a 'Source of Funds' stipulation for the merchant to clarify.

Multi-Document Triangulation

We automate the tedious cross-referencing that junior analysts miss.

  • The Workflow: When a client uploads an Accounts Receivable (A/R) Aging Report, the MCA software doesn't just save the PDF. It extracts the line-item data - invoice dates, amounts, and aging buckets.
  • The Cross-Reference: The system simultaneously pulls the previously analyzed Bank Statements. It compares the Total Collections claimed on the A/R report against the actual Deposits tagged as revenue in the bank statements.
  • The Validation: It calculates the Realization Rate. If the A/R report claims $100k in recent collections but the bank statements only show $70k in qualifying deposits, the system flags a '30% Revenue Variance' and alerts the underwriter immediately.

Closed-Loop Verification

When the merchant uploads the missing document (e.g., a Tax Return or Proof of Ownership), the system instantly reads it, validates it against the original application data, and re-runs the risk model.

  • Result: Your underwriter never looks at a file until the 'Variance Check' is green.
03

The Executive Escalation Button

Keep the decision-maker in the loop, not in the weeds.

WhatsApp Integration

Your team hits a 'Request Approval' button in the CRM.

Contextual Briefing

You (the Owner) receive a structured WhatsApp message with the deal summary, objection history, and financial position.

Remote Command

You reply with a button click inside WhatsApp (e.g., 'Greenlight' or 'Request More Docs'). The CRM updates immediately.

04

Contract Velocity

From approval to funding in minutes.

One-Click Generation

When stips clear, the system triggers the API to generate a fully populated contract.

Auto-Packaging

The MCA funding software compiles the application, statements, validated stips, and signed contract into a single 'Funder Package' and delivers it to the underwriter automatically.

Training Built Into The System

We don't just hand you software; we embed your playbook into the screen. Scale your sales floor without scaling your headaches.

Embedded Playbooks

New hires see training videos inside the lead view. They watch a 2-minute clip on 'How to Pitch the Offer' right next to the phone dialer.

Coaching Playlists

Automatically curated 'Best Of' call recordings from your top closers are assigned to junior reps for onboarding.

The Investment

We are not a cheap offshore agency. We are your fractional CTO and Operations Partner.

Step 1

Audit & Strategy

We map your current 'Deal Flow' to identify every leak.

Step 2

Custom Build

We implement the full architecture (Intake, AI Agents, Portals, Automations).

Step 3

Training

We train your team until they are faster than our team.

Step 4

ROI Guarantee

You will make back your investment in operational savings and saved deals within 6 months.

We Architect Across Your Entire Stack

Ready to fund more deals?

Scale your originations, not your overhead. If you are a privately held lending or MCA shop doing $3M+ in revenue, let's talk about removing friction with automated MCA software.

$57M+ in originations enabled
Zero manual data entry
6-month ROI guarantee